New York Lending Programs
Loan structures that move at the speed of your deal.
Our programs are designed for acquisitions, bridge events, renovation timelines, and construction execution across New York, New Jersey, and Connecticut.
Programs
Built for execution speed.
Each lending product below is structured for clear underwriting, fast certainty, and flexible exits.
Residential Property Loan
Fast hard money financing for single-family homes, condos, and residential investment properties throughout the New York metro area.
- Loan amounts from $100K to $5M
- Up to 75% LTV
- Interest-only payments available
Commercial Property Loan
Asset-based hard money lending for office buildings, retail spaces, and commercial investment properties.
- Loan amounts from $250K to $20M
- Up to 70% LTV
- Flexible terms from 6 to 36 months
Fix-and-Flip Loan
Short-term hard money loans designed specifically for real estate investors purchasing and renovating properties for resale.
- Up to 90% of purchase price
- 100% of renovation costs covered
- Interest-only payments during rehab
Bridge Loan
Short-term financing to bridge the gap between property purchase and permanent financing or sale.
- Loan terms from 3 to 24 months
- Up to 75% LTV
- No prepayment penalties
Construction Loan
Hard money financing for new construction projects, ground-up developments, and major property expansions.
- Loan amounts up to $25M
- Draw schedule based on milestones
- Interest-only on funded amounts
Multi-Family Loan
Specialized hard money lending for apartment buildings, duplexes, triplexes, and multi-unit residential properties.
- Properties with 2+ units eligible
- Up to 75% LTV
- DSCR-based qualification
Land Acquisition Loan
Hard money financing for purchasing raw land, development parcels, and lots for future construction.
- Loan amounts from $100K to $10M
- Up to 60% of land value
- Terms from 6 to 36 months
Apartment Building Loan
Dedicated hard money lending for apartment buildings and large-scale residential rental properties.
- Buildings with 5+ units
- Loan amounts from $500K to $30M
- Up to 70% LTV
Need a structure recommendation?
Tell us your asset type, timeline, and exit strategy. We will align the right program and terms for your deal.