Fast, direct underwriting
Initial fit guidance in 24 to 48 hours with clear decision ownership.
About Us
A lending team built for decisive real estate execution.
Hard Money Lenders of New York delivers fast, flexible financing for investors across New York City and the surrounding tri-state markets.
Our Firm
Built around speed, clarity, and partnership.
We support borrowers who need confident underwriting and practical terms on acquisition, bridge, renovation, and construction projects.
24-48hrInitial Response
5-10 DaysTypical Closing
23+Service Areas
8Loan Programs
How We Work
Principled underwriting. Pragmatic execution.
Structure around the deal
We align terms to business plan quality, asset dynamics, and timeline pressure.
Local market context
Our process reflects borough, county, and neighborhood realities across NY, NJ, and CT.
Execution partnership
We stay close through closing with responsive communication and practical next steps.
Investor-focused programs
Acquisition, bridge, construction, and value-add strategies all supported.
Consistent certainty
Clear expectations, transparent terms, and no process drag from generic bank workflows.
Coverage
Lending across core tri-state markets.
We operate throughout New York, New Jersey, and Connecticut with city-level market knowledge and responsive closing support.
New York City, NY
Fast hard money loans for real estate investors throughout NYC's five boroughs.
View MarketNewark, NJ
Quick approval hard money lending solutions for Newark real estate investments.
View MarketJersey City, NJ
Flexible hard money loans for Jersey City's growing real estate market.
View MarketYonkers, NY
Asset-based hard money lending for Yonkers residential and commercial properties.
View MarketPaterson, NJ
Fast funding hard money loans for Paterson real estate investment opportunities.
View MarketElizabeth, NJ
Quick close hard money lending for Elizabeth commercial and residential properties.
View MarketStamford, CT
Reliable hard money loans for Stamford real estate development projects.
View MarketNew Rochelle, NY
Asset-based hard money lending solutions for New Rochelle property investors.
View MarketNorwalk, CT
Fast approval hard money loans for Norwalk residential and commercial real estate.
View MarketClifton, NJ
Flexible hard money lending for Clifton investment property purchases.
View MarketPassaic, NJ
Quick funding hard money loans for Passaic real estate development.
View MarketWhite Plains, NY
Asset-based hard money lending for White Plains commercial properties.
View MarketNeed a lender aligned to your deal timeline?
Connect with our team and get actionable feedback on structure, leverage, and next steps.